Regular travelers to and from Hawaii and who frequently fly on Hawaiian Airlines may want to consider the Hawaiian Airlines® Bank of Hawaii World Elite Mastercard®. The first two checked bags are free and you can share miles with friends and family. Even though there’s an annual fee, the welcome offer and rewards of this travel credit card outweigh the cost.
Hawaiian Airlines World Elite Mastercard
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Annual fee: $99
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Welcome offer: Earn 70,000 bonus miles after you spend $2,000 in the first 3 months of opening your new card
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Rewards:
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3x miles on eligible Hawaiian Airlines purchases
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2x miles on gas, dining and grocery store purchases
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1x miles on all other purchases
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Card details: Get two free checked bags every time you book on Hawaiian Airlines with your card; one-time 50% off companion ticket discount; no foreign transaction fee
APR
The APR ranges from 21.24% to 29.99% for purchases and balance transfers, depending on your creditworthiness and approval. The cash advance APR is 29.99%.
Annual fee
The Hawaiian Airlines World Elite Mastercard charges a $99 annual fee.
Welcome offer
Earn 70,000 bonus HawaiianMiles when you spend $2,000 in your first three months of opening your new card.
Rewards rate
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3x miles on all eligible Hawaiian Airlines purchases
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2x miles on gas, dining, and grocery store purchases
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1x miles on everything else
How to earn rewards
You can earn rewards every time you shop and use your card wherever Mastercard is accepted, which is most places around the world. Since there’s no foreign transaction fee, you won’t be charged an additional fee if you use your card overseas.
How to redeem rewards
One of the easiest ways to redeem rewards is to put them towards future Hawaiian Airlines flights. You’ll need at least 7,500 miles to redeem one-way flights. The amount you need for redemption increases depending on where you sit in the cabin, like the main cabin or first class. You could pay upwards of 30,000 miles for a first-class redemption one-way.
You can also redeem rewards on partner airlines, including Japan Airlines, JetBlue, Korean Air, Virgin Atlantic, and Virgin Australia. In some cases, you can earn HawaiianMiles from flying other airlines and using their frequent flyer programs. For instance, if you use American Airlines’ AAdvantage, you can redeem AAdvantage miles on Hawaiian Airlines flights.
There are other ways to redeem your HawaiianMiles, including:
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For car rentals
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With select hotel partners
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For dining, shopping, and grocery stores
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For gift cards
Miles never expire as long as your card is in good standing and doesn’t close.
Additional benefits
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One-time companion discount at 50% off
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One free companion flight valued at $100 or less every year on your card anniversary
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Two free checked bags every time you fly
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No foreign transaction fees
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Miles never expire
Who is the Hawaiian Airlines Mastercard best for?
The Hawaiian Airlines World Elite Mastercard is best for frequent flyers of Hawaiian Airlines, especially those who travel to and from Hawaii and the mainland. It’s also a great option for travelers who may need to use other airlines and can maximize rewards through partner airlines and other airline redemption options.
Hawaiian Airlines Mastercard pros
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Many types of redemption opportunities between Hawaii Airlines and partner airlines.
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Two free checked bags every time you fly
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Free annual companion pass
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No foreign transaction fees
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Generous welcome bonus
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Transfer miles to friends and family for no charge
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Unlimited earning potential
Hawaiian Airlines Mastercard cons
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Annual fee of $99
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Some other fees apply, including late payment and returned payment fees (up to $40 each), balance transfer fee, and cash advance fee
Where can you use Hawaiian Airlines World Elite Mastercard?
To maximize your earning potential, use your Hawaiian Airlines World Elite Mastercard when booking flights on Hawaiian Airlines as well as when you upgrade your seat and in-flight purchases. You can also use your card at grocery stores, restaurants, and gas stations to earn 2x miles for every dollar you spend.
You can earn miles on all your purchases, dollar for dollar, whenever you use your Hawaiian Airlines World Elite Mastercard. You can use it wherever Mastercard is accepted around the world and without facing foreign transaction fees when you do.
How to make a Hawaiian Airlines Mastercard payment
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Mobile app. You can manage your Hawaiian Airlines World Elite Mastercard through the to make a payment or set up automatic payments.
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Online. Visit and log in to add banking information and set up autopay on your card.
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Over the phone. You can call the number on the back of your Hawaiian Airlines World Elite Mastercard to make a payment.
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Through the mail. You’ll send your payment directly to Barclays to one of the addresses below that’s listed on your statement:
Card Services
P.O. Box 13337
Philadelphia, PA 19101-3337
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Card Services
P.O. Box 60517
City of Industry, CA 91716-0517
Hawaiian Airlines World Elite Mastercard customer service info
You can contact credit card customer support for your Hawaiian Airlines World Elite Mastercard at 1-877-523-0478. You can also log into your account and find specific support-related options there.
The Hawaiian Airlines World Elite Mastercard is issued through Barclays. For questions or concerns about your card, you can also call 877-523-0478. Barclays phone support is available 24/7.
If you have questions about Hawaiian Airlines specifically, you can text them at 38285 or call 1-800-367-5320 for 24/7 support.
Alternative cards to consider
The Hawaiian Airlines World Elite Mastercard might be a great choice for some, but take some time to compare alternative cards to see if it makes sense for you.
Chase Sapphire Preferred® Card
Why we like it: The Chase Sapphire Preferred card has a similar annual fee at $95, but you can use and redeem points in many more ways compared to the Hawaiian Airlines World Elite Mastercard. You’ll get 5x points on travel shopping through Chase, 3x points on dining, online grocery shopping, and select streaming services. Plus get 2x points on all other travel shopping and 1x points on everything else. Right now you can get 75,000 bonus points after you spend $4,000 in your first three months after opening an account, worth $900 in travel when you use Chase Travel for bookings.
Recommended credit score: Good to Excellent
American Express® Gold Card
Why we like it: The American Express Gold card has a $250 annual fee, more than the Hawaiian Airlines World Elite Mastercard charges (see rates and fees; terms apply). But you’ll get 4x points at restaurants worldwide and U.S. supermarkets (up to $25,000 a year, then 1x), 3x points when you book flights through American Express travel, and 1x points on everything else. You’ll also get extra American Express perks, including credits for Uber Cash and dining credits.
Recommended credit score: Good to Excellent
Capital One Venture Rewards Credit Card
Why we like it: If you’re just starting out on your traveling rewards journey, the Capital One Venture Rewards credit card might be right for you. You’ll get 75,000 bonus miles in the first three months after you spend $4,000. Earn unlimited 5x miles on hotels and rental cars when you book through Capital One Travel plus unlimited 2x miles on everything else. There are also no foreign transaction fees.
Recommended credit score: Good to Excellent
This article was edited by Rebecca McCracken
Editorial Disclosure: The information in this article has not been reviewed or approved by any advertiser. The details on financial products, including card rates and fees, are accurate as of the publish date. All products or services are presented without warranty. Check the bank’s website for the most current information. This site doesn’t include all currently available offers. Credit score alone does not guarantee or imply approval for any financial product.